The Collins Mortgage Team

at Mid America Mortgage, Inc.

A Trusted Lender Since 1940.

Pre Qualify Now

Getting you the best available mortgage for your situation.

Lupe Alcala

Lupe Alcala

Residential Mortgage Loan Originator
NMLS #:1113742

E-mail: lupe.alcala@midamericamortgage.com
Local Phone: (832) 741-8707

Pre-Qualify Now: Start Now

Types of Transactions We Handle:

  • Residential Purchase Financing
  • Rate and Term Refinancing
  • Cash-Out Refinancing (Most States)
  • Investment Property Loans
  • Condo & Townhouse Financing

Products We Offer:

  • Conforming Fixed Rate Mortgages
  • Conforming LIBOR ARMs (3/1, 5/1, 7/1)
  • FHA and VA Loans
  • FHA Low Fico, 203K Loans, & ARMs
  • VA Interest Rate Reduction Refinance (IRRRL)
  • DU Refi Plus
  • Jumbo Loans
  • USDA Mortgages

 

Builder Confidence Remains Steady in April

Builder confidence in the newly-built single-family homes market held firm in April, despite falling three points to a level of 68 on the National Association of Home Builders/Wells Fargo Housing Market Index (HMI) after a unexpectedly high reading the month before....
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3 Charts That Shout, ‘List Your Home Today!’

In school, we all learned the theory of supply and demand. When the demand for an item is greater than the supply of that item, the price will surely rise. SUPPLY The National Association of Realtors (NAR) recently reported that the inventory of...
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How Fast Can You Save for a Down Payment?

Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long would it take you to save for a down payment in each state? Using...
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Slaying Home Buying Myths [INFOGRAPHIC]

Some Highlights: Interest rates are still below historic numbers. 88% of property managers raised their rent in the last 12 months! The credit score requirements for mortgage approval continue to...
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