The Collins Mortgage Team

at Mid America Mortgage, Inc.

A Trusted Lender Since 1940.

Pre Qualify Now

Getting you the best available mortgage for your situation.

Lupe Alcala

Lupe Alcala

Residential Mortgage Loan Originator
NMLS #:1113742

E-mail: lupe.alcala@midamericamortgage.com
Local Phone: (832) 741-8707

Pre-Qualify Now: Start Now

Types of Transactions We Handle:

  • Residential Purchase Financing
  • Rate and Term Refinancing
  • Cash-Out Refinancing (Most States)
  • Investment Property Loans
  • Condo & Townhouse Financing

Products We Offer:

  • Conforming Fixed Rate Mortgages
  • Conforming LIBOR ARMs (3/1, 5/1, 7/1)
  • FHA and VA Loans
  • FHA Low Fico, 203K Loans, & ARMs
  • VA Interest Rate Reduction Refinance (IRRRL)
  • DU Refi Plus
  • Jumbo Loans
  • USDA Mortgages

 

Apartment and Condo Market Posts Positive Gains in Third Quarter

Newly released data from the National Association of Home Builders (NAHB) shows the Multifamily Production Index (MPI) posted a gain of three points to 53 in the third quarter. The MPI has been at 50 or above since the beginning of 2012, showing a consistency in this...
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Selling in the Winter Attracts Serious Buyers

A recent study of more than 7 million home sales over the past four years revealed that the season in which a home is listed may be able to shed some light on the likelihood that the home will sell for more than asking price, as well as how quickly the sale will...
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When Is a Good Time to Rent? Not Now!

People often ask if now is a good time to buy a home. No one ever asks when a good time to rent is. However, we want to make certain that everyone understands that today is NOT a good time to rent. The Census Bureau recently released their third quarter median rent...
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4 Reasons to Buy Your Dream Home This Winter

As the temperature in many areas of the country starts to cool down, you might think that the housing market will do the same. This couldn’t be further from the truth! Here are 4 reasons you should consider buying your dream home this winter instead of waiting...
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