The Collins Mortgage Team

at Mid America Mortgage, Inc.

A Trusted Lender Since 1940.

Pre Qualify Now

Getting you the best available mortgage for your situation.

Lupe Alcala

Lupe Alcala

Residential Mortgage Loan Originator
NMLS #:1113742

E-mail: lupe.alcala@midamericamortgage.com
Local Phone: (832) 741-8707

Pre-Qualify Now: Start Now

Types of Transactions We Handle:

  • Residential Purchase Financing
  • Rate and Term Refinancing
  • Cash-Out Refinancing (Most States)
  • Investment Property Loans
  • Condo & Townhouse Financing

Products We Offer:

  • Conforming Fixed Rate Mortgages
  • Conforming LIBOR ARMs (3/1, 5/1, 7/1)
  • FHA and VA Loans
  • FHA Low Fico, 203K Loans, & ARMs
  • VA Interest Rate Reduction Refinance (IRRRL)
  • DU Refi Plus
  • Jumbo Loans
  • USDA Mortgages

 

Are Baby Boomers to Blame for Housing Shortage?

It’s no secret that there’s a shortage of available homes for sale in today’s real estate market. But the reasons behind the shortage are a little less obvious. Some experts believe the low inventory is a result of several factors, among which...
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More Boomerang Buyers Are about to Enter the Market

We previously informed you about a study conducted by TransUnion titled, “The Bubble, the Burst and Now – What Happened to the Consumer?” The study revealed that 1.5 million homeowners who were negatively impacted by the housing crisis...
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Why Is It Important to Use a Professional to Sell Your Home?

When a homeowner decides to sell their house, they obviously want the best possible price for it with the least amount of hassles along the way. However, for the vast majority of sellers, the most important result is actually getting their homes sold. In order to...
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July New Home Purchase Mortgage Applications 5.1 Percent Higher Than a Year Ago

More people applied for mortgages to purchase newly built homes in July than they did a year ago, according to data from a recent industry survey. The Mortgage Bankers Association (MBA) Builder Applications Survey (BAS) for July 2017 revealed a 5.1 percent increase in...
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